Actual Budget

Open Source MIT

Local-first, fast zero-based budgeting

Difficulty
● Easy
Last check
2026-05-06

Description

Actual is an open-source, local-first budgeting tracker in the envelope/zero-based-budgeting style. Data lives primarily on the device, optionally shared via a self-hostable sync server. Bank integration via SimpleFIN/GoCardless, multi-user, end-to-end encryption.

Preview

Actual Budget Preview

Platforms

Linux Windows macOS Android iOS Docker

Replaces the following proprietary tools

YNAB Actual Budget
Mint Actual Budget

Self-Hosting

Actual Budget can be self-hosted on your own infrastructure. Visit the official documentation for installation instructions.

Documentation →

Categories

Tags

#budget #zero-based #local-first #self-hosted #typescript
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